700Credit’s Data Breach Fiasco: 5.8 Million Identities Need a New Alarm System

700Credit has revealed a data breach affecting over 5.8 million people. Hackers accessed personal information through a compromised third-party API. The breach impacted data from May to October 2025. While the company’s core network remained secure, affected individuals are offered free credit monitoring. Remember, even your credit score could use a little comedy relief!

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Hot Take:

Oops, they did it again! 700Credit joins the elite club of companies who’ve accidentally left the backdoor open while hackers waltzed in like uninvited guests at a wedding. With over 5.8 million impacted, that’s one heck of a party! But don’t worry, you can always count on free credit monitoring to smooth things over. Because nothing says “We’re sorry” quite like a complimentary year-long fear of identity theft!

Key Points:

  • 700Credit, a top credit and identity verification service, disclosed a data breach affecting over 5.8 million individuals.
  • The breach was discovered on October 25, involving a compromised third-party API linked to the 700Credit web app.
  • Hackers accessed the API by compromising a partner’s system back in July 2025.
  • Compromised data includes names, addresses, birthdates, and Social Security numbers.
  • 700Credit is offering 12 months of free credit monitoring to affected individuals.

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